DeFi Switch LabFee drag, not APY hype
No-wallet calculator · user-entered APYs

Is that higher APY worth the move?

DeFi vault hopping looks profitable until gas, swap fees, bridge costs, slippage and cooldown eat the yield. Estimate the break-even day before changing a position. No wallet connection, no network request, no investment instruction.

✓ No wallet connection✓ No trackers or account✓ No live APY promise✓ Free and open source

Calculator

All values are hypothetical USD estimates.

100% LOCAL

01 / Position and yield assumptions

All APYs are entered by you, not fetched from markets.

USD
Estimated value of your tokens.
%
Existing yield excluding rewards.
%
Token emissions or incentives.
%
Excludes reward token incentives.
%
May expire or lose market value.
%
Set 0% to ignore emissions; 100% assumes full payout.

02 / Costs you actually pay

Put protocol withdrawal, bridging, swap execution, wallet gas and slippage here. Values are user estimates.

USD
Ordinary gas EXCLUDING approvals or revocations; avoid double counting below.
USD
Extra gas for approval, changing spending limits and later revocation. Do not double-count ordinary gas. Unlimited allowance risk is NOT priced. Why allowance changes matter ↗
USD
Moving networks is not risk-free.
USD
Exchange and routing fees.
USD
Include penalty and exit fee.
USD
Estimate cost of exiting target later.
bps
100 bps = 1%. Applied to original principal.

03 / Liquidity and horizon

Earning delay is time without target yield; lockup marks potential inability to withdraw, not lost APY.

days
Bridge, cooldown, waiting before earning.
days
Funds may not be accessible during this period.
days
Also compares 30, 90, 180, 365 days below.

Illustrative July 2026 small-position arithmetic: not a live APY, wallet balance or rebalance recommendation. Zero transfer delay and token incentives are assumed only for this example.

How the numbers work

We compare two simple annualized hypothetical interest streams. The candidate earns nothing during your specified delay. We subtract your USD gas, bridge, swap, withdrawal, future exit and price-impact estimates. Reward incentives can be haircut from 0 to 100%. No compounding or tax treatment is modeled. For an emergency cash reserve, select the checkbox above. A positive net yield does not override a modeled bridge or lockup delay, and zero modeled delay cannot prove stress-time redemption.